Your Community is Our Community

Atlantic Bay cares about the neighborhoods in which we all live, work and play. We are corporate contributors to the Multiple Sclerosis Society, and proud supporters of events like the MS Walk, MS Bike Ride, and MS Respite Camp. Atlantic Bay looks forward to the annual Angel Tree for the Elderly program. During the holiday season, we collect wish lists for area elderly from local Agencies on Aging. Then, together with the community, we shop to bring them holiday cheer. Several Atlantic Bay Mortgage offices serve as drop-off locations for the Cell Phones for Soldiers program. Your donated cell phone equipment is recycled into prepaid calling cards for soldiers overseas, who use them to stay in touch with their families back home.

“What’s the key to Atlantic Bay’s success? It’s simply the fact that our people care,” says Atlantic Bay’s President Brian Holland. “They give back to the community and the community responds.”

Financing Options

At Atlantic Bay Mortgage Group, we pride ourselves on making the mortgage loan process quick and easy. With our experienced team, we can assist you in finding the right mortgage and close on your loan in as little as 29 days.


  • Low closing costs, flexible payment options
  • 5% down usually required, can't come as a gift
  • Fixed & adjustable rates available

FHA (Federal Housing Administration)

  • 3.5% down required, can come as a gift
  • FHA 203(k) loan available, for fixer-upper properties
  • Used to buy & refinance a variety of home types
  • Fixed & adjustable rates available

USDA (United States Dept. of Agriculture)

  • For buying homes in rural areas, 30-year fixed rate
  • No down payment required
  • 30-year fixed rate comparable to conventional loan rates
  • USDA direct loan available for low income buyers

VA (Veterans Administration)

  • For members & veterans of the Armed Services
  • No down payment or monthly mortgage insurance required
  • Rates usually better than conventional loan rates
  • Used to buy & refinance a variety of home types
  • Fixed & adjustable rates available


  • No Appraisal Options
  • Even if your home is valued less than your mortgage we may be able to help
  • For VA, FHA or Conventional Mortgages

Contact a Loan Officer Today!


      Robby Dobrinsky

  •            Office Phone: 757.535.2170
  •            Email: robbydobrinsky@atlanticbay.com
  •            Address: 316 Office Square Lane Virginia Beach, VA, 23462
  •            Web: atlanticbay.com/robbydobrinsky
  •            NMLS: 72043